Cookie Policy
Last Updated: March 2025
At morivexario, we believe in straight talk about how we collect information when you visit morivexario.com. This policy explains what tracking technologies we use, why we use them, and how you can adjust your preferences. We're not hiding anything—just trying to improve your experience while respecting your choices.
What Are Cookies and Similar Technologies?
Cookies are small text files that websites store on your device. Think of them as digital bookmarks that remember your preferences and actions. When you return to morivexario.com, these files help us recognize you and customize your experience.
We also use similar technologies like web beacons, pixels, and local storage. These work differently than cookies but serve similar purposes—tracking how you interact with our financial planning tools and content.
Most browsers accept cookies automatically, but you're always in control. You can modify your browser settings to decline cookies or alert you when sites want to place them. Just know that some features on our site might not work as smoothly without them.
Types of Tracking We Use
Not all cookies are created equal. Here's how we categorize the tracking technologies on morivexario.com:
Essential Cookies
These keep morivexario.com running properly. They enable basic functions like page navigation, secure access to your account area, and remembering your privacy preferences. Without these, our site simply won't work correctly. We don't ask permission for these because they're necessary for the service you're requesting.
Functional Cookies
These remember your choices to make your visits more personal. They might recall your preferred language, region settings, or which emergency fund calculator you used last time. This category improves convenience but isn't technically required for the site to function.
Analytical Cookies
We use these to understand how visitors interact with morivexario.com. Which pages do people spend time on? Where do they click? What content helps them most? This information guides our improvements and helps us create better financial planning resources.
Marketing Cookies
These track your activity across websites to deliver relevant content and measure campaign effectiveness. They help us understand which of our educational programs interest you most and ensure we're not showing you the same message repeatedly across different platforms.
How We Use Tracking Information
Here's what actually happens with the data we collect through these technologies:
- We monitor which financial planning tools get used most frequently, helping us prioritize feature development
- We track session duration to understand if our content is genuinely helpful or needs improvement
- We analyze navigation patterns to identify confusing site areas that need better organization
- We measure conversion rates for our learning programs to evaluate their effectiveness
- We segment audiences based on behavior to deliver more relevant educational content
- We test different page layouts to see which versions help users achieve their goals faster
All this tracking serves one purpose: making morivexario.com a more useful resource for Australians building emergency funds. We're not collecting data just to have it—we're using it to make real decisions about improving the platform.
Managing Your Cookie Preferences
You have several options for controlling how morivexario.com and other websites use cookies on your device. Every major browser includes settings that let you view, manage, and delete cookies.
Here's where to find cookie controls in popular browsers:
Keep in mind that blocking all cookies might affect your experience on morivexario.com. For example, you might need to re-enter information each visit, or certain calculators might not save your progress between sessions.
Third-Party Cookies
Some cookies on morivexario.com come from third-party services we use. For instance, our analytics provider places cookies to help us understand site traffic. Our email service provider might use cookies to track whether you opened messages we sent about new financial planning resources.
We carefully select these partners and require them to handle data responsibly. However, we don't control their cookie policies directly. When you encounter third-party cookies on our site, those companies' privacy policies apply to how they use that information.
Common third-party services you might encounter on morivexario.com include analytics platforms, content delivery networks, and embedded video players. Each has its own approach to data collection and retention.
How Long Do Cookies Last?
Session cookies disappear when you close your browser. They're temporary helpers that exist only during your current visit to morivexario.com.
Persistent cookies stick around longer—anywhere from a few days to several years, depending on their purpose. For example, a cookie remembering your preferred language might last a year, while one tracking a marketing campaign might expire after 30 days.
You can always delete cookies manually through your browser settings, regardless of their intended lifespan. Each browser provides tools to clear all cookies at once or remove specific ones.
Updates to This Policy
Technology changes, regulations evolve, and we occasionally adjust how we use tracking technologies on morivexario.com. When we make significant changes to this cookie policy, we'll update the date at the top and notify you through a prominent message on our site.
We recommend checking this page periodically if you want to stay informed about our data practices. The most current version is always available at morivexario.com/cookie-notice.html.
For older versions of this policy or questions about specific changes, contact our support team. We maintain archives of previous policy versions and can explain what's different in newer releases.
Questions About Our Cookie Use?
If something in this policy isn't clear or you'd like more details about specific tracking technologies we use, reach out to us. We're happy to explain our practices in plain language.
Email us at support@morivexario.com or write to Level 9, Nishi Building, 2 Phillip Law St, Canberra ACT 2601, Australia. You can also call +61428411421 during business hours.